Depending on your needs and financial situation, you can get help from Ohio programs and organizations such as Ohio Department of Job And Family Services, Bills And Rent Cash Assistance, Mortgage Help And Foreclose Prevention, and so on.
Financial Assistance Ohio
If you live in Ohio and want to get financial or other help, then you first of all need to know that you are not alone. From time to time, each of us is faced with urgent difficulties and seeks help to cope with them. If you live in Ohio and need emergency financial assistance, you can explore options to help you get it.
Government Assistance Programs Ohio
So, Ohio residents can receive both grants and aid in all cities and counties of this state. Moreover, in addition to the programs offered by the state, you can also find charities in Ohio that provide various assistance such as paying bills, renting, and more. So, check out Ohio assistance programs that will help you cover your needs:
• Ohio Department of Job And Family Services
ODJFS is an agency that offers a variety of assistance to Ohio residents. The assistance offered by the government includes grants, cash assistance, unemployment compensation, food assistance, child care support, health care aid and so on.
• Mortgage Help And Foreclose Prevention
If you have little income or for some reason have problems with paying off your mortgage, you should know that there are programs that can help you. Moreover, they will also help you avoid foreclosure. Also, you should know that the state offers a voluntary mediation program that provides communication between homeowners and their banks to solve problems.
• Bills And Rent Cash Assistance
If you need to pay checking bills and debts, then you should know that Ohio offers two types of cash assistance grants – The Disability Financial Assistance and The Ohio Works First (which provides time-limited monthly cash assistance for families).
• Ohio Personal Loans
Ohio residents in need of urgent cash can apply for online personal loans up to $35,000 online or in a store. There’re lots of direct lenders that offer quick loans for any personal needs even to borrowers with bad credit. A few of the main benefits of Online Personal Loans for bad credit are easy application, flexible terms with monthly installments, competitive rates, and no hard credit check.
• Short-Term Payday Loans in Ohio
Need money now? Looking for an instant cash advance? Emergency loans for the unemployed? Loans with no bank account? Get fast online Payday Loans in Ohio up to $1,000. Shop online for legit Ohio payday lenders, check Ohio Payday Loan laws and regulations, and apply for the necessary short-term financing with bad credit and no credit check. You can get the loan same day, or even in an hour.
If you want to get a safe and secure Payday Loan in Ohio, check the list of the best legitimate companies:
- Good Friend Loans – they offer small bad credit payday loans from $100 to $1,000 to all eligible Ohio residents.
- Federal Credit Union – personal loans, auto loans, mortgages and many other financial services for urgent financing.
• Ohio Title Loans
If you need money immediately and own a car with a clear title in your name, you can apply for a Title Loan completely online. Car title loans in Ohio can provide you with $1,000 – $10,000 instant cash with no credit check, available for bad credit. For the best rates and terms check Good Friend Title Loans or Ohio Catholic Credit Union. Choosing the lender, make sure they operate according to the state’s law and charge no extra fees.
• Ohio Healthy families
This program offers free health insurance for those who live in Ohio and have a low income. It helps cover health care costs and bills.
• Community Clinics
If you need medical treatment, you should know that various clinics in Ohio provide inexpensive and even free care. As a rule, it is offered for the uninsured and low-income. So, if you are looking for benefits for a low-income single person, Ohio community clinics also offer free help.
In addition to clinics, several non-profit organizations throughout Ohio also offer dental services. Those patients who are not insured or have limited health insurance can apply as the government and non-profits for their health care. Thus, people can get checkups, prescriptions medication, medical care for children and so on.
• Emergency Food Assistance
If you need food aid in Ohio, then you should know that it is provided by local non-profit organizations (such as pantries). However, you should note that your household income must meet certain minimum levels in order for you to be eligible for emergency food assistance. You can get meals, groceries, food boxes and so on.
• Crisis Assistance
As you probably know, one of the leading non-profit organizations in Ohio is the Salvation Army. The program helps anyone in a difficult situation to cover a large number of needs, for example, get help with bills, medication, rent and many more. You should also be aware that although funding is limited, you are still eligible for these services.
• Child Support
If you have to pay a child support, please pay attention to this point. If you live in Ohio and have lost your job (through no fault of your own), or if your salary has been severely reduced, you can request a review of your child support order from enforcement agency. After reviewing your case, your monthly child support payment may be adjusted.
• Eviction and Homeless Prevention Programs
Note that Ohio nonprofits are helping to prevent evictions using the Emergency Solutions Grant. Thus, if you currently have insufficient income and are unable to pay on your own, funds can help you pay rent and housing costs. It is also important to note that the homeless can also receive a grant for pay a security deposit for low income housing.
• Help in getting rid of debt
Many people apply for loans and other credit products but soon realize that they cannot pay off their debts on their own. Thus, people with low income in Ohio can get advice on credit issues. What’s more, a nonprofit housing organization can help Ohio people pay off medical and credit card debts.
Many people want to know is Medicaid a welfare program or not so now is the time to answer this question and also say who is eligible for this program. So, if you cannot afford health insurance, then you are eligible for Medicaid. You will most likely know that Medicaid is the federal and state funded health care grant program for low-income families or individuals. It provides access to a wide range of health services for pregnant women, children, families with children under 19, adults aged 65 and over, people with disabilities, and more (who meet the financial requirements of the program).
• Government Emergency Aid and Social Services
The Ohio Family Services provides assistance to people struggling to meet their basic needs. Thus, financial aid from Ohio can help pay bills and expenses. What’s more, services can also help with housing, bills, meals and medical expenses.
• Senior Assistance Program in Ohio
Those people who are 50 and older can also get help from the Department of Aging in Ohio, as there are a number of offices that provide different services for them. This way, seniors can get help with bills for electricity, medicines, food, delivered meals and so on.